Assumable Loan Calculator
Some FHA, VA and USDA loans can be taken over by the buyer at the seller’s original rate. Enter a home’s price and the loan on it to see what that rate is worth each month, and how much cash it takes to close the gap.
Enter a price, a loan balance and the loan’s rate.
Estimated monthly savings
$0
about $0 over ten years
- Payment at the seller’s rate
- $0
- Same balance at today’s rate
- $0
- Cash gap (price minus balance)
- $0
- Estimated cash to close
- $0
Estimates only. Payments are principal and interest on the loan balance over 30 years; the actual assumed payment depends on the remaining term and any mortgage insurance. Confirm the figures with the loan servicer and a licensed loan officer.
Want to see the homes behind these numbers, or have one in mind? Contact me directly.
What this is. A calculator and a market screen published by a licensed Washington real estate broker. Charles Hays, Broker · Best Choice Realty.
What this is not. A loan offer, a rate quote, or lending advice. Whether a loan can be assumed, and on what terms, is decided by the loan servicer. Using this page does not make you a client and creates no agency relationship.